What is the difference between the avalanche and snowball debt repayment methods...

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Oct 12, 2025
How-To & Implementation

Trensix AI Synthesis

The key difference between the debt avalanche and debt snowball methods lies in the way you prioritize your debt repayment.

  • Debt Snowball Method: Focuses on paying off the smallest debts first, regardless of interest rate, while making minimum payments on larger debts. Once the smallest debt is paid off, the payment you were making on that debt is rolled into the next smallest debt.
  • Debt Avalanche Method: Prioritizes paying off debts with the highest interest rates first to save money on interest payments in the long term.

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