How do I choose between a Roth IRA and a Traditional IRA for retirement?

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Oct 12, 2025
How-To & Implementation

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The Traditional IRA and Roth IRA are both tax-advantaged investment tools designed to help individuals save for retirement. With a Traditional IRA, contributions may be tax-deductible. With a Roth IRA, you contribute after-tax dollars, and qualified withdrawals in retirement are tax-free. The Roth IRA is especially appealing to younger investors who anticipate being in a higher tax bracket in the future.

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